Life Insurance Corporation of India (LIC) has been a trusted name in the insurance sector for decades. With a strong customer base and wide range of products, LIC caters to people from all walks of life. Whether it is financial protection for the family, long-term wealth creation, or retirement planning, LIC offers suitable plans to meet every need. In 2025, some LIC policies are expected to be among the most popular choices for investors due to their reliability, attractive benefits, and security. Let us take a closer look at the five best LIC plans of 2025 that are likely to see maximum demand.
LIC Jeevan Anand Plan
LIC Jeevan Anand is one of the most successful and highly trusted policies offered by LIC. This plan combines the benefits of both endowment and whole life insurance. Policyholders enjoy financial protection throughout their lifetime along with a lump sum payout at maturity. Even after the maturity period ends, the risk cover continues, which makes it unique compared to other endowment policies. The plan also provides bonuses that increase the overall maturity amount. People who want long-term financial protection along with savings prefer this policy.
LIC Jeevan Umang Plan
LIC Jeevan Umang is another popular plan that is expected to remain in high demand in 2025. This plan offers a mix of protection and regular income. It provides life cover up to 100 years of age and also ensures annual survival benefits after the premium paying term is over. Families looking for lifetime coverage and a steady income stream often choose this policy. It is especially suitable for individuals planning to create a financial cushion for retirement. The combination of regular payouts, bonus features, and lifelong risk cover makes this plan attractive for policyholders.
LIC New Endowment Plan
The New Endowment Plan is a simple yet powerful option that combines savings with protection. Under this plan, the policyholder’s family gets financial support in case of the policyholder’s unfortunate demise during the term. On survival, the insured person receives a lump sum maturity benefit along with bonuses. The plan encourages systematic savings and provides guaranteed financial support, which is why it is one of the top-selling choices. It is highly suitable for middle-class families who want to secure both protection and wealth creation.
LIC Jeevan Lakshya Plan
LIC Jeevan Lakshya is designed specifically to provide financial support to families in case of any unforeseen event. The plan ensures that the policyholder’s dependents continue to receive annual income in the absence of the earning member. Additionally, it also provides a lump sum maturity benefit at the end of the policy term. One of the biggest advantages of this plan is its focus on income replacement, which ensures that the family’s lifestyle and future goals remain secure. It is a preferred option for parents who want to safeguard their children’s education and future needs.
LIC Tech Term Plan
As the name suggests, LIC Tech Term is a pure term insurance plan available online. It is one of the most affordable options for getting high life cover at a low premium. Unlike endowment or money-back policies, this plan does not provide maturity benefits but focuses entirely on financial protection. The policyholder’s nominee receives a lump sum payout in case of the insured’s unfortunate death during the term. With growing awareness about the importance of pure term insurance, this plan has become one of the best-selling options in recent years and is expected to continue in 2025.
Why These LIC Plans Are Popular
These five LIC plans stand out because they cover diverse financial needs. While some plans focus on wealth creation and regular income, others provide pure protection at affordable costs. Customers prefer LIC because of its credibility, widespread branch network, and government backing. Another important reason for their popularity is the flexibility offered, as policyholders can choose premium payment terms and sum assured according to their requirements. The combination of trust, guaranteed benefits, and customer-friendly policies makes LIC plans a top choice for millions of Indians.
Things to Consider Before Choosing a Plan
Before purchasing any LIC policy, individuals should carefully analyze their financial goals, premium paying capacity, and risk appetite. For people seeking long-term wealth creation, endowment or whole life plans are more suitable. Those looking for pure risk cover at low premiums can consider term plans. It is also important to read the policy details thoroughly and consult with LIC representatives to understand the exact features, maturity benefits, and exclusions.
Final Thoughts
LIC continues to maintain its reputation as the most reliable life insurance provider in India. The five plans highlighted above are expected to be the most in-demand policies in 2025 due to their strong features, flexibility, and guaranteed benefits. Whether you want lifetime coverage, systematic savings, or simple protection, LIC has an option that fits your needs. For anyone looking to secure their family’s financial future, these LIC plans can play a crucial role in building stability and confidence.
Disclaimer
The information provided in this article is for general awareness and educational purposes only. LIC policies, benefits, and features may change as per company rules, government regulations, or market conditions. Readers are advised to verify the latest details from the official LIC website or consult a licensed insurance advisor before making any investment or purchase decision.
